Portfolio Management

Mosaic manages client life settlement portfolios.  These portfolios can be Mosaic designed or existing portfolios requiring intervention and remediation.   Our relationship can take the form of total managerial control or a supplemental service for a trustee

 

Communications

Communications with the life insurance company, portfolio investors and regulators comprise a major portion of Mosaic services.  Investor questions require patient, timely and comprehensive answers.  As a new asset class, life settlements and their economic behavior are not clearly understood.  Confusion exsits regarding liquidity, resale of positions and premium payment responsibility.  Even sophisticated financial and legal advisors require detailed replies to relatively obscure areas of information.  Mosaic serves as a repository of vital knowledge concerning portfolio assets and features readily accessible to professionals serving investors. 

Management Activities
Unlike a securities portfolio, there is little or no trading involved.  Instead, policies in the portfolio are monitored for changes in value conditions, insured health, premium reserve requirements, maturity disbursement and reinvestment.  Periodic reports are issued depicting asset descriptions, account values, cash balances and internal transactions.  Mosaic provides complete portfolio accounting and premium payment services and interfaces with outside auditors, actuaries and trustees.  Acting on behalf of the portfolio, Mosaic maintains relationships with outside vendors to supervise the quality of services contracted.
Fees
Our economical fees are matched to portfolio size and are structured so as to not diminish overall investor return. Please call us to discuss your portfolio management requirements.